Lots of people wonder if it's a good idea to refinance their home to consolidate bills or to save money on their mortgage payment. Jay will explain why he talks a lot of people out of refinance. This weeks title is "The cost of a refinance.
In this episode Jay will break down construction cost when building a home here in the Pikes Peak region. Jay invites Bill McAfee of Empire Title in the third segment to do his "Economic Update".
This week Jay will be discussing affordable housing in the Pikes Peak region. Jay also has Kelsie Cameron from Springs Body Sculpting back on the show with their "Healthy Body Healthy Life" segment.
This week Jay will show his listeners just how the up coming Presidential election will effect our local economy and the Real Estate Market.
This week Jay will have two guests on the show as he explains the "Reverse Mortgage" product. Ken Smith is Jay's Reverse Mortgage expert at Churchill Mortgage and he will be with Jay the first two segments. Then the real estate Goo Ru Justin Hermes will stop in the third segment to give the listeners a real estate perspective on this mortgage option.
Jay Garvens breaks down the VA loan. Jay will show you how the VA loan can be the best loan option for Veterans, and how to know if it's the right time to move on it or not.
With all the focus turning to the Presidential election and the fluctuation in the economy this week Jay Garvens will give you answers and directions in regards to your investing strategies.
This week Jay Garvens looks to help out his fellow VA brothers, sisters and their families. Jay will show you how and why the VA mortgage loan is one of the best wealth building tools for the vet!
Have you been bored during this pandemic? Maybe you've been thinking of doing some work around the house, or the little women has a honey do NOW list. Do you know how to not only fix-ur-up, but fix-ur-up and make a profit? Jay Garvens will show you how to get the most bang for your buck.
This week Jay Garvens will help you understand the nuts and bolts of buying land, and building a house. Jay will take you from finding a location and what you need to prepare to build to building the house and what is expected from the buyer/builder and how to get through the red tape.
This week Jay Garvens will give you tips on places here in the Pikes Peak region where you, or you and your family can go to have fun! The best part is a lot of these are inexpensive or even free! Get out of the house and enjoy Colorado.
Jay and his family had the opportunity to branch out and visit Tennessee this last week and of course Jay came back with a new show"A stroll through the Smokey Mountains". Yes he will tell you a little bit about the sites to see, BUT! Jay will do a comparison between Colorado and Tennessee's economy, housing and taxes. Spoiler report, Yes he went to Dollywood!
Happy 4th of July! This week Jay will step aside from mortgage lending and take a look at Independence Day and what it took, and who it took to bring this holiday into existence.
This week Jay will take a close look at property taxes in Colorado and much more. if you are wondering why so many businesses and home owners are flocking to Colorado, listen to this weeks show. Jay will have Justin Hermes of Remax in the studio to give us his Real Estate Realities report to support Jay's belief that Colorado is where you want to buy, invest and raise a family.
This week Jay Garvens finishes up his study on "All states and counties are not created equal Part #2. Jay and Bill McAfee of Empire Title will hammer down all the numbers and stats, and Bill will give his economic update for the Pikes Peak region.
Jay Garvens introduces a companion to his past show "All neighborhoods and zip codes are not created equal" with a two part show "All states and counties are not created equal". Jay will touch on all the mill levy and taxation numbers around the country. Who is the best and the worst? Jay will start the conversation and finished next week with Part 2.
Jay Garvens invites Justin Hermes into the studio this week to discuss your real estate tax deductions, or the lack of. Jay will give you many options you can utilize to save you money and ways to clean up your over spending.
Jay Garvens talks about opportunity and how to see it when it appears. He will review some books where opportunity didn't come easy. One of those books is the biography of Mike Lindell of "My Pillow" fame.
Jay Garvens this week explains the "Mortgage Mix Up". A lot of people are confused about mortgage rates and qualifications here in Colorado. Jay will break it down so you understand the new laws and help you to see what you qualify for.
Jay Garvens has Ken Smith in the studio this week. Ken is Jay's reverse mortgage specialist. In this show Jay and Ken will explain all the in's and out's of the "Home Equity Conversion Mortgage" or HECM. (pronounced HEKUM).
With all the extreme make over shows treating and repairing just about everything, Jay Garvens wants to add mortgage to the list with "Extreme Make Over-Mortgage". Jay will show you how to get your mortgage right where you want and need it to be.
Jay Garvens takes a look at the "Stay At Home Order". Has it worked? How did it help? What can you do to still benefit your financial standings during this time?
With studio restrictions loosened a little Jay Garvens invites Justin Hermes into the studio for a special Real Estate Realities report in the 3rd segment. This weeks show is titled "Spring Forward". Jay looks at the effect Covid-19 has had on local real estate an predicts the real estate market for the spring months.
Jay brings a ray of light, a hope of joy to his listeners this week. Jay will explain why we should be preparing for the Pikes Peak region economy re-start, and what you can expect in the Real Estate market with help from his economic guru Bill McAfee of Empire Title.
As a companion to last weeks show "Demographics in America" Jay expands his demographics platform with "Demographics in Real Estate". How do know when to buy a home and why? How do you know when selling how to reach your target buyer when selling your home? It's all about demographics!
Jay Garvens starts off the month of April with a 2 part series to bless his listeners. Jay started his show 8 years ago with Demographics as his theme. This week you will hear "Demographics in America". Jay hopes this will help his listeners see a new way to recover from the Coronavirus shut downs and boost your income levels.
Jay Garvens has an update on the housing shortage here in the Pikes Peak region. Jay will have Bill McAfee in the studio with all the numbers locally. Listen to "Houses, Houses We Need More Houses!"
Jay Garvens gives focus and a salute to the working man and women here in the Pikes Peak region. This weeks show is the "Pay Check Perception". Jay will show you how there is light at the end of the tunnel for the back bone of America.
Jay Garvens talks to his listeners about "The Run On Real Estate Rates". With Wall Street plummeting and the Coronavirus scare Jay will explain what to expect in the Real Estate market. Do you hold or sell? Maybe you want to buy! Jay will give you a successful path to follow.
Because of all the focus on the Coronavirus, Jay will talk this week on the "Coronavirus Correction. How is this effecting the market and real estate here in Colorado Springs? Jay will also help you with tips on how to stay healthy and to fight the Coronavirus.
In honor of Leap Day Jay talks about the leaping economy here in the Pikes Peak region. Bill McAfee from Empire Title will join Jay to spell out what we can expect to see here this year and in the future.
Listeners have asked for a show explaining what it takes to be a landlord, and owning investment property. So with the help of Justin Hermes of Remax Properties and an expert on investment properties, Jay will answer all those questions.
Do you want to get the most money and value for your home? Hopefully you do. Jay Garvens this week will tell you what are the best and worst things you can do in and around your home to increase the value of your home.
Many people are trying to get into a home here in Colorado Springs and finding that their choices may be limited. That's why this week Jay Garvens looks into "The Real Estate Void". Hope is not lost, you just need to know how to look!
This week Jay Garvens is focused on your health! Your home health! When was the last time you saw your doctor just to make sure you are healthy? Well, when was the last time you saw your mortgage expert to check the health of your home mortgage? Jay will explain just how important it is to keep your eye on your home health as your personal health.
This week Jay Garvens has Justin Hermes in the studio as they discuss "Why Real Estate Is On The Rise". Jay is known for his demographics research and will show you where and when to buy or sell your home and why.
Jay Garvens gets the ball rolling with "Buying vs Renting in 2020". Anyone can tell you what to do, Jay will show you the facts and let you decide what you want to do. Not everyone should be a home owner. Jay will help you to see the path to home ownership.
This week Jay gets busy in 2020 explaining the importance of, and how to "Save money and eliminate debt. Jay has special guests in the studio this week explaining Health and commercial Real Estate here in Colorado Springs.
Jay Garvens dives right into 2020 with his "Real Estate Forecast" predictions for the Pikes Peak region and surrounding areas.
Happy New Year to our listeners. Jay will wrap up the year with a review of 2019 in Real estate here in El Paso county and the state. Bill McAfee will be here for his Economic Update for the year as well.
This week celebrating the "Reason for the Season" Jay Garvens expounds on "Christmas Miracles". Jay with the help from Bill McAfee of Empire Title will tell stories of reported miracles from around the world and in your own back yard.
Jay Garvens joins Justin Hermes at the ReMaxx location on Tenderfoot Drive for a live broadcast to help raise support for our local homeless Vets.
Jay Garvens is not wasting any time, with the new year a couple of weeks out this weeks show is "Loan changes for 2020". Yes it's time to prepare for the new year and the Feds are ready to shake it up!
As the year wraps up, Jay steps aside from his normal format of Home and Mortgage talk to share a special show entitled "Things We Can Be Thankful For". Jay gives you a background on the holiday we know as Thanksgiving and shares what he is thankful for this year.
This week Jay Garvens talks about the different levels of real estate investing. Are you a real estate investor? What level are you? Maybe you would like to invest in real estate. Jay will help you get started with his show "Rare Air".
This week in the Jay Garvens Show, Jay talks "Apples to Apples". Jay wants his listeners to know it is NOT apples to apples when talking mortgages and homes. Jay will break it down for you so you can have a check list of what you will need to decide before looking for a home.
Jay will talk this week about the "Fed rate cuts and what it means for you and your family".Is it good? What do you want to do to take advantage of these cuts? Can these cuts hurt you? Jay will tell you what you need to know this week on the Jay Garvens Show.
This week Jay Garvens shares a great personal and financial motivational book teaching how to be better than your best. This weeks show is titled "The Bottom Of The Pool".
Jay takes a close look at the difference between 15 and 30 year mortgages. Do you know which plan is best for you? There is a big difference.
Jay took a mission trip to Honduras to help the people there and came back with a show for you, "Real Estate and Mortgage Outside The U.S.A". Jay will compare South American countries to the U.S.A. and show how they live and survive in a country where cash is king!
