Jay is talking Tsunami wave this week. The Millennials are coming of age and climbing out the basement, having babies and looking to buy that home now. It's supply and demand! Kelsie Cameron of Colorado Springs Body Sculpting will join Jay in segment#2 with an offer of a NEW and free facial product for Jays listeners.
This week Jay Garvens talks home Equity. Did you know people who bought their home 6 years ago have doubled their equity! Jay explains why that is, and how you can get on the equity money train.
This week Jay will explain that the interest rate isn't the most important part of your mortgage loan. SAY WHAT! This show explains why 1 out of 6 clients are talked out of a refinance loan at Churchill Mortgage. Bill McAfee of Empire Title will join Jay this week with his "economic update".
Jay Garvens goes back to the 1920's forward to show the evolution of home buying in America and in the Colorado area. He also has Kelsie Cameron in for the second segment talking the evolution of personal health care.
Jay celebrates the shows 10th anniversary with a look back at his predictions for the Colorado Springs area and the nation.
Today Jay reflects and shares about a personal loss of a family member he and his family experienced since Covid 19 began. It wasn't a relative but still the heart felt loss helped to clarify how people right now are suffering and strengthened Jay's commitment to helping his clients.
This week Jay Garvens explains the saying "Baring political or world economic changes". He will look at with the help from Bill McAfee of Empire Title, how things are beginning to change since the election. He will discuss local, state and national concerns. Jay will also give you hope for the real estate market here in El Paso county.
Jay with the help from special guest Justin Hermes from Re/Max Properties, Inc with Justin's "Real Estate Realities" report. This week Jay talks about 'Unmasking Your Business". After a trip out of town with his family Jay decided it is time to unmask his business.
Jay Garvens will help you get your new year started with a plan to grow you portfolio, your income level or ways to see opportunity in your own back yard.
Jay Garvens starts the new year with a BANG! When you hear the words interest rates, most people ask how low can you go ? However Jay will tell you that rates are not the most important question. Jay will have Justin Hermes of "Real Estate Realities" in the studio to help him bring the new year and this show to his listeners.
Jay Garvens and Empire Titles Bill McAfee join together to celebrate Christmas with seasonal stories for the whole family.
This last year Covid 19 put most Americans on hold with their plans and dreams. Jay Garvens says now is the time to set new goals and fine tune your visions. Now is the time to get back on track with your life. Jay will show you a path for success and what the experts are saying for recovery.
Jay Garvens was reflecting back on 2020 and all the decisions he had made or didn't make. Jay has a question for his listeners. "What was your biggest decision of 2020?"
Have you ever been called a 3 minute listener? Jay will explain how radio listeners as a rule are a 3 minute listener and how he gets his point across during his show. This is a principal anyone can use in life when conveying a message.
Jay helps his listeners to understand how putting your life and needs into perspective helps to make good decisions in life and business.
This week Jay Garvens has Bill McAfee from Empire Title in the Studio with his monthly "Economic Report" for the state of Colorado with a close focus on the El Paso county area. Jay will show you how to be thankful this month for what we have here, and how to begin preparing for the new year.
Now that the election is winding up, Jay is ready to explain what he believes Colorado has to look forward to and how to benefit the residents of Colorado.
With the election finishing up Jay Garvens looks to the new year. Jay will give you insight as to what we can expect and how we can prosper in the new business climate.
After visiting a time share while on vacation, Jay Garvens researched the ups and downs the good and the bad and formed a "Time Share Test" for his listeners. In this show Jay will let you know if a time share is good for you! It's a possibility that time share can be a good investment if you pass the "Test".
In this show Jay Garvens fine tunes his Demographics stand and shows you what you can expect in our local and national real estate market. He will explain why it is important to get your ducks in a row now!
Jay Garvens talks on the "Home Sales Boom". Why is there such a surge of home sales not just here in Colorado Springs, but all around the country? Jay explains that this is just the beginning.
In this show Jay Garvens discusses "Fall Savings" and lets you in on a way to cut your monthly budget by a thousand dollars.
Jay invites Kelsie Cameron from Springs body sculpting and aesthetics to his team of on air professionals to assist with our once a month health segment. Every first Saturday of the month Jay will have Kelsie explain ways to better your health and mental well being.
Lots of people wonder if it's a good idea to refinance their home to consolidate bills or to save money on their mortgage payment. Jay will explain why he talks a lot of people out of refinance. This weeks title is "The cost of a refinance.
In this episode Jay will break down construction cost when building a home here in the Pikes Peak region. Jay invites Bill McAfee of Empire Title in the third segment to do his "Economic Update".
This week Jay will be discussing affordable housing in the Pikes Peak region. Jay also has Kelsie Cameron from Springs Body Sculpting back on the show with their "Healthy Body Healthy Life" segment.
This week Jay will show his listeners just how the up coming Presidential election will effect our local economy and the Real Estate Market.
This week Jay will have two guests on the show as he explains the "Reverse Mortgage" product. Ken Smith is Jay's Reverse Mortgage expert at Churchill Mortgage and he will be with Jay the first two segments. Then the real estate Goo Ru Justin Hermes will stop in the third segment to give the listeners a real estate perspective on this mortgage option.
Jay Garvens breaks down the VA loan. Jay will show you how the VA loan can be the best loan option for Veterans, and how to know if it's the right time to move on it or not.
With all the focus turning to the Presidential election and the fluctuation in the economy this week Jay Garvens will give you answers and directions in regards to your investing strategies.
This week Jay Garvens looks to help out his fellow VA brothers, sisters and their families. Jay will show you how and why the VA mortgage loan is one of the best wealth building tools for the vet!
Have you been bored during this pandemic? Maybe you've been thinking of doing some work around the house, or the little women has a honey do NOW list. Do you know how to not only fix-ur-up, but fix-ur-up and make a profit? Jay Garvens will show you how to get the most bang for your buck.
This week Jay Garvens will help you understand the nuts and bolts of buying land, and building a house. Jay will take you from finding a location and what you need to prepare to build to building the house and what is expected from the buyer/builder and how to get through the red tape.
This week Jay Garvens will give you tips on places here in the Pikes Peak region where you, or you and your family can go to have fun! The best part is a lot of these are inexpensive or even free! Get out of the house and enjoy Colorado.
Jay and his family had the opportunity to branch out and visit Tennessee this last week and of course Jay came back with a new show"A stroll through the Smokey Mountains". Yes he will tell you a little bit about the sites to see, BUT! Jay will do a comparison between Colorado and Tennessee's economy, housing and taxes. Spoiler report, Yes he went to Dollywood!
Happy 4th of July! This week Jay will step aside from mortgage lending and take a look at Independence Day and what it took, and who it took to bring this holiday into existence.
This week Jay will take a close look at property taxes in Colorado and much more. if you are wondering why so many businesses and home owners are flocking to Colorado, listen to this weeks show. Jay will have Justin Hermes of Remax in the studio to give us his Real Estate Realities report to support Jay's belief that Colorado is where you want to buy, invest and raise a family.
This week Jay Garvens finishes up his study on "All states and counties are not created equal Part #2. Jay and Bill McAfee of Empire Title will hammer down all the numbers and stats, and Bill will give his economic update for the Pikes Peak region.
Jay Garvens introduces a companion to his past show "All neighborhoods and zip codes are not created equal" with a two part show "All states and counties are not created equal". Jay will touch on all the mill levy and taxation numbers around the country. Who is the best and the worst? Jay will start the conversation and finished next week with Part 2.
Jay Garvens invites Justin Hermes into the studio this week to discuss your real estate tax deductions, or the lack of. Jay will give you many options you can utilize to save you money and ways to clean up your over spending.
Jay Garvens talks about opportunity and how to see it when it appears. He will review some books where opportunity didn't come easy. One of those books is the biography of Mike Lindell of "My Pillow" fame.
Jay Garvens this week explains the "Mortgage Mix Up". A lot of people are confused about mortgage rates and qualifications here in Colorado. Jay will break it down so you understand the new laws and help you to see what you qualify for.
Jay Garvens has Ken Smith in the studio this week. Ken is Jay's reverse mortgage specialist. In this show Jay and Ken will explain all the in's and out's of the "Home Equity Conversion Mortgage" or HECM. (pronounced HEKUM).
With all the extreme make over shows treating and repairing just about everything, Jay Garvens wants to add mortgage to the list with "Extreme Make Over-Mortgage". Jay will show you how to get your mortgage right where you want and need it to be.
Jay Garvens takes a look at the "Stay At Home Order". Has it worked? How did it help? What can you do to still benefit your financial standings during this time?
With studio restrictions loosened a little Jay Garvens invites Justin Hermes into the studio for a special Real Estate Realities report in the 3rd segment. This weeks show is titled "Spring Forward". Jay looks at the effect Covid-19 has had on local real estate an predicts the real estate market for the spring months.
Jay brings a ray of light, a hope of joy to his listeners this week. Jay will explain why we should be preparing for the Pikes Peak region economy re-start, and what you can expect in the Real Estate market with help from his economic guru Bill McAfee of Empire Title.
As a companion to last weeks show "Demographics in America" Jay expands his demographics platform with "Demographics in Real Estate". How do know when to buy a home and why? How do you know when selling how to reach your target buyer when selling your home? It's all about demographics!
Jay Garvens starts off the month of April with a 2 part series to bless his listeners. Jay started his show 8 years ago with Demographics as his theme. This week you will hear "Demographics in America". Jay hopes this will help his listeners see a new way to recover from the Coronavirus shut downs and boost your income levels.
Jay Garvens has an update on the housing shortage here in the Pikes Peak region. Jay will have Bill McAfee in the studio with all the numbers locally. Listen to "Houses, Houses We Need More Houses!"
