KRDO NewsRadio 105.5 FM, 1240 AM 92.5 FM

Financially Tuned with Tara Nolan - Tax breaks for people 50 and older- March 11, 2023

This week Chris McKinney Tara's husband and partner, along with their co-host Tony Shore will discuss another retirement topic. This week they will explain "Tax Breaks for people 50 & Older! After listening to the show if you have questions or would like an appointment call, 719-210-4242 or online at www.nolanfinancialpartners.com 

Jay Garvens Show-Rent Control-Colofornia Here We Come! March 11, 2023

Jay Garvens will talk on one of most talked about subjects here in Colorado. Rent control! Jay will give you the facts and review states that has initiated rent control before or are right now. 

Money Matters - Teaching Kids About Money - March 11, 2023

Rick Stevens talks with Doug and Gabe Goodin about teaching kids about money.

Real Estate Realities with Justin Hermes-Investing With Your Kids-March 5, 2023

Here is an idea you probably haven't thought about. Justin will show you how to hedge your financial growth keep your real estate property and help your kids. You end up holding on to your properties after all, and growing your investment , and are you ready for this the Fed will give you tax money and grow your legacy! Here is a show you want to listen to! Your kids will love you for it.

SeniorTalk with Greg Coopman - March 5, 2023

Greg Coopman talks with Kent Mathews with the Pikes Peak Area Council of Governments Area Agency on Aging Family Caregiver Support Center.

Around the House with Ken Moon - March 4, 2023

Here's the Saturday, March 4th, 2023 edition of Ken Moon's "Around The House", airing LIVE on Saturdays from 1pm to 3pm on KRDO News Radio 105.5 FM, 1240 AM, and 92.5 FM.

Jay Garvens Show-Appreciating and Depreciating Assets-March 4, 2023

With a lot of research and preparation Jay has a great show explaining all "Appreciating and Depreciating Assets" In this day of inflation and uncertainty it's time to decide what to buy and or invest in. 

Money Matters - Economic Factors - March 4, 2023

Rick Stevens talks with Kyle Fisk with PenTrust Mortgage Group about interest rates, jobs reports and more.

Financially Tuned with Tara Nolan - March 4, 2023

This week Chris McKinney and Tony Shore will be talking retirement. However this show is important because they will be explaining Strategies on how to PAY LESS TAX on retirement accounts. Today they will focus on 401K and IRA's. For more information or an appointment call  719-210-4242 or on line at  www.nolanfinancialpartners.com 

Real Estate Realities with Justin Hermes-Developers and Builders-February 26, 2023

This week Justin is focusing on the developers and the builders here in the area. This is a great show to  hear if your thinking you want a new built home. There are a lot of things you don't hear about the new built communities that will be exposed in this show. In the 3rd segment Justin will interview "Mayoral candidate Lawrence Martinez" about the housing issue. If you have questions for Justin or need a realtor who has been in the area since birth, Justin is the expert to talk to. 719-232-1063

SeniorTalk with Greg Coopman - February 26, 2023

Greg Coopman talks with Dr. Terri Cassidy with Health Promotion Partners.

Around the House with Ken Moon - February 25, 2023

Here's the Saturday, February 25th, 2023 edition of Ken Moon's "Around The House", airing LIVE on Saturdays from 1pm to 3pm on KRDO News Radio 105.5 FM, 1240 AM, and 92.5 FM.

Financially Tuned with Tara Nolan - February 25, 2023

This week Chris McKinney and Tony Shore will be talking about and try to explain the Secure 2.0 act. Which is a piece of bi-partisan legislation that started in 2019 and is still in the works that has 92 revisions for retirement.  If you have questions or you would like a appointment call 719-210-4242  or go online to www.nolanfinancialpartners.com 

Money Matters - Car Maintenance - February 25, 2023

Rick Stevens talks with Greg Budwine with Ledom's Repair about car maintenance. 

The Jay Garvens Show- 7 Streams Of Income- February 25, 2023

This is a very special show for Jay's listeners today. Jay will be talking about the "7 streams of Income". Second segment he will have Justin Hermes of Real Estate Realities fame discussing rental properties. Then a very special guest, Mayoral candidate Sallie Clark and she will talk on business income and answer some questions in the hope the listener will support her on voting day.

Real Estate Realities with Justin Hermes -The Top and Worst Areas in the Country Part #2 - February 19, 2023

This week Justin will finish up last weeks show of "The Best and Worst areas of Real Estate in the Pikes Peak region", with Part#2 " The Best and Worst Areas of Real Estate in the country." Justin will show where you can invest your money or where not to invest.

SeniorTalk with Greg Coopman - February 19, 2023

Greg Coopman talks with Scott Behan with Rocky Mountain Providers.

Around the House with Ken Moon - February 18, 2023

Here's the Saturday, February 18th, 2023 edition of Ken Moon's "Around The House", airing LIVE on Saturdays from 1pm to 3pm on KRDO News Radio 105.5 FM, 1240 AM, and 92.5 FM.

Financially Tuned with Tara Nolan- February 18, 2023

What do you do when your 401K goes sideways? Tara and her co host Tony will be discussing this topic entitled "What if your 401K match is cut? This does and can happen to your 401K! What do you do? This show is for you! If you have questions or you would like to talk to Tara and her husband Chris call 719-210-4242 or on line at www.nolanfinancialpartners.com 

Jay Garvens Show-Racing Back To Normal In 2023-February 18, 2023

Jay with the help of Bill McAfee of Empire Title will explain what is truly happening in the real estate market. Lots of people are worried about the things they are seeing like rates going up! Jay will explain the history of real estate here in Colorado Springs and the Pikes Peak region to explain what we are really seeing and why not to get excited or scared.

Money Matters - Working with a Financial Professional - February 18, 2023

Rick Stevens talks about working with a financial professional.

Real Estate Realities with Justin Hermes- The Top Areas That Will Succeed Part #1-February 12, 2023

In this weeks show Justin is doing a (2) part series on the top areas in Colorado Springs to buy in. He will explain why he is saying to stay away from certain areas so you don't think he stopped at the bar before making this show. In this first part he will give you the 5 top areas here in town. Next week he will put a bow on it, with the rest of the best areas and this is for everyone! First time buyers, investors and those folks who want to move up and get a better home and investment. 719-232-1063 will put you in touch with Justin so you can get your questions answered and start saving money, making money and building a legacy!

SeniorTalk with Greg Coopman - February 12, 2023

Greg Coopman talks with Kevin Guttman about reverse mortgages.

Around the House with Ken Moon - February 11, 2023

Here's the Saturday, February 11th, 2023 edition of Ken Moon's "Around The House", now airing LIVE on Saturdays from 1pm to 3pm on KRDO News Radio 105.5 FM, 1240 AM, and 92.5 FM.  In this episode, Ken talks with Jim Rowland during hour two. Jim Rowland is the owner of Click Heating and Air in Colorado Springs.

Financially Tuned with Tara Nolan-Time Horizons-February 11,2023

This week Tara and her co-host Tony will be talking about "Time Horizons". Knowing when it is time to accomplish important tasks and how to do it! If you have questions or would like an appointment call 719-210-4242 or on line at www.nolanfinancialpartners.com 

Money Matters - Estate Planning - February 11, 2023

Rick Stevens talks with Evan Withrow, an attorney with Stinar, Zendejas, Burrell and Wilhelmi, about estate planning.

Jay Garvens Show-M.U.D. Maneuvering Under Debt- February 11, 2023

This week Jay not only has a great show, it's a toe tapper! This week Jay is discussing "M.U.D. Maneuvering Under Debt". If you are under debt and feel like you can't get out of it, you are probably stuck in the MUD! Jay will show you in today's show that there is answers to this problem. Call Jay for a FREE 30 minute consult to get you a plan out of the MUD! 719-330-1457

Real Estate Realities with Justin Hermes - Development in Colorado Springs - February 5, 2023

This week Justin discusses "Development in Colorado Springs". The fact that Justin grew up here gives him a great advantage into knowing how Colorado Springs is growing and in what direction. After you hear this pod cast contact Justin with your real estate questions, and he will help you find and save you lots of money as you build your real estate portfolio.

SeniorTalk with Greg Coopman - February 5, 2023

Greg Coopman talks with DaJuan Turner and Nicholas Griego from Summit Glen.

Around the House with Ken Moon - February 4, 2023

Here's the Saturday, February 4th, 2023 edition of Ken Moon's "Around The House", airing LIVE on Saturdays from 1pm to 3pm on KRDO News Radio 105.5 FM, 1240 AM, and 92.5 FM.

Financially Tuned with Tara Nolan - What problems are you trying to solve? - February 4, 2023

This show Tara will help everyone, even though it is focused on business owners. This show will help you answer "What problem are you trying to solve?" For more information or to set an appointment contact Tara and Chris at 719-210-4242 or online at  www.nolanfinancialpartners.com 

Money Matters - Health and Wellness - February 4, 2023

Rick Stevens talks with Joe Alberto about health and wellness.

Jay Garvens Show - Reverse With A Purpose-Part#2 - February 4, 2023

This week Jay finishes up his discussion on the "Reverse Mortgage" product, filling in the blanks on who, what, where and when to get a "Reverse Mortgage" and why this is a last resort. Call Jay at 719-330-1457 for a 30 minute complimentary consultation of your needs.

Real Estate Realities with Justin Hermes-The Fed’s Game Plan for 2023-January 29, 2023

This week Justin shines his attention on The Feds. With the new year under way, Justin wants the Pikes Peak region to know what the Fed's have planned for 2023. 

SeniorTalk with Greg Coopman - January 29, 2023

Greg Coopman talks with Chris Sommer with Sunny Vista Living Center.

Around the House with Ken Moon - January 28, 2023

Here's the Saturday, January 28th, 2023 edition of Ken Moon's "Around The House", airing LIVE on Saturdays from 1pm to 3pm on KRDO News Radio 105.5 FM, 1240 AM, and 92.5 FM.

Financially Tuned with Tara Nolan January 28, 2023

This week Chris McKinney Tara's husband and partner along with Tony Shore co-hosting has an interesting show and title for today. They are going to explain "The ways to live stronger and better through your health". Chris says "If you live longer and healthier too, you will have more time to amass your savings for your retirement. You will live happier and do more in retirement. Contact Tara and Chris at 719-210-4242 or www.nolanfinancialpartners.com 

Jay Garvens Show- Reverse with Purpose-January 28, 2023

This show Jay Garvens will explain what the "Reverse Mortgage" product truly is. Jay will inform you as to who should use this product, and he will dispel all the rumors and wives tales about the Reverse Mortgage. This is not your Grandpa's Reverse Mortgage!

Money Matters - Planning for Retirement - January 28, 2023

Rick Stevens helps you get to retirement no matter where you are in life.

Real Estate Realities with Justin Hermes - What you will see in 2023 Part 2 - January 22, 2023

This week Justin finishes off his projections for 2023 with the help of John Hermes, father, partner and one of the top real estate sellers in Colorado for 30 years now. They will do comparisons and give you tips and do's and don'ts for the Pikes Peak region.

SeniorTalk with Greg Coopman - January 22, 2023

Greg Coopman talks with Brent Thompson with Liberty Heights.

Around the House with Ken Moon - January 21, 2023

Here's the Saturday, January 21st, 2023 edition of Ken Moon's "Around The House", airing LIVE on Saturdays from 1pm to 3pm on KRDO News Radio 105.5 FM, 1240 AM, and 92.5 FM.

Financially Tuned with Tara Nolan - The Things you should know about term insurance-January 21,2023

Tara and Chris say "Most people do not look into or understand their long term care options." So Chris McKinney and Co Host Tony Shore are going to tell you the things you should know about long term insurance. Did you know 1 in 3 people will need long term care. Contact Tara or Chris with questions or to set an appointment at 719-210-4242 or www.nolanfinancialpartners.com.

Money Matters - Emotional Decisions - January 21, 2023

Rick Stevens talks about emotional decisions.

Jay Garvens Show-The Real Estate And Financial Forecast For 2023-January 21, 2023

Jay Garvens in an earlier pod cast did a total wrap up of the year 2022. Now Jay with the help of Empire Title's Bill McAfee, does not pull out a crystal ball. They have come into the studio with cold hard facts for this weeks show titled "The Real Estate And Financial Forecast For 2023". If this is the year for home ownership or investment, this is the pod cast for you!

Real Estate Realities with Justin Hermes- January 15, 2023

Justin Hermes does not have a crystal ball, he comes with years of experience here in the Pikes Peak region as a native of Colorado Springs and a exhaustive collection of stats. This gives him the experience to do today's show "What your going to see in 2023". If your looking for a new home or to invest in the Colorado Springs real estate market call Justin at 719-232-1063

SeniorTalk with Greg Coopman - January 15, 2023

Greg Coopman talks with Paula Levy from Never Alone Consulting.

Around the House with Ken Moon - January 14, 2023

Here's the Saturday, January 14th, 2023 edition of Ken Moon's "Around The House", airing LIVE on Saturdays from 1pm to 3pm on KRDO News Radio 105.5 FM, 1240 AM, and 92.5 FM.

Financially Tuned with Tara Nolan - January 14, 2023

Tara and co-host Tony Shore talk about those retiree's who decide to go back to work titled "Unretiring". Tara is giving information to the listeners about their Social Security benefits so they don't jeopardize their Social security income when they go back to work. For questions and an appointment call: 719-210-4242 or on line at www.nolanfinancialpartners.com 

The Jay Garvens Show- The cost of Colorado - January 14, 2023

Jay Garvens Hits the ground running in regards to inflation. This show Jay will explain what it is going to take to stay in front of inflation and stagnation. Jay will have Jason Holmes and a special guest from Rocky Mountain Climate to help the listeners know of heating options in this time of savings and budget.

Money Matters - Secure Act 2.0 - January 14, 2023

Rick Stevens explains the changes in the Secure Act.

Real Estate Realities with Justin Hermes - It’s Go Time - January 8, 2023

Starting the new season off Justin says "It's Go Time!" Justin says his goal for this year is to convince all his listeners that they need to add real estate to their portfolio. Justin will show you why NOW is go time!

SeniorTalk with Greg Coopman - January 8, 2023

Guest host Dan Wilson talks with Nancy Giovanni with At Home Health.

Around the House with Ken Moon - January 7, 2023

Here's the Saturday, January 7th, 2023 edition of Ken Moon's "Around The House", airing LIVE on Saturdays from 1pm to 3pm on KRDO News Radio 105.5 FM, 1240 AM, and 92.5 FM.

Financially Tuned with Tara Nolan - Talking Debt - January 7, 2023

Today Tara and Tony Shore are talking debt! Tara will help you with the questions you should ask when looking for a Debt elimination specialist. Tara will tell you how to get out of what they call "Bad Debt". Tara says, most extreme debt is a behavioral issue. They will show you how to fix that. Call for an appointment at 719-210-4242 or online at www.nolanfinancialpartners.com

Jay Garvens Show - Help With Your Home Improvement Projects - January 7, 2023

This week Jay Garvens has two guests in the studio. Dave Fleming of Endeavor Exteriors in Segment #2, and in Segment #3 Jason Holmes of Rocky Mountain Climate stops by for a few minutes to help Jay discuss home improvements.

Money Matters - January 7, 2023

Rick Stevens talks with Kyle Fisk with PenTrust Mortgage Group about inflation, interest rates and more. 

SeniorTalk with Greg Coopman - January 1, 2023

Greg Coopman talks with Kevin Guttman about reverse mortgages.

Financially Tuned with Tara Nolan-December 31, 2022

Tara's back! Todays show is the "Pro's and Con's of Insurance. This show Tara and Tony Shore are taking a step back and taking a look from a strategic level. The experts say we are motivated by fear or greed. Tara starts with, why do you have an investment plan?

Jay Garvens Show-Tales of Tennessee-December 31, 2022

To close out 2022 Jay tells his listeners of a recent trip to Tennessee with Churchill Mortgage

Money Matters -2022: The Year That Was - December 31, 2022

Rick Stevens looks back at what happened financially in 2022.

SeniorTalk with Greg Coopman - December 25, 2022

Greg Coopman talks with DaJuan Turner and Nicholas Griego from Summit Glen.

Jay Garvens Show- Christmas Show Stories-December 24,2022

Jay takes this hour each year and picks a couple of Christmas stories to read to bless his listeners. This year he's reading a story based on George Washington crossing the Delaware River, and a story written by Rev. Dobson about a young man in college stuck on campus for the holidays.

Financially Tuned with Tara Nolan - December 24, 2022

Tara and Chris say "Most people do not look into or understand their long term care options." So Chris McKinney and Co Host Tony Shore are going to tell you the things you should know about long term insurance. Did you know 1 in 3 people will need long term care. Contact Tara or Chris with questions or to set an appointment at 719-210-4242 or www.nolanfinancialpartners.com.

Money Matters - Christmas Traditions - December 24, 2022

Rick Stevens talks with his kids about Christmas traditions, favorite Christmas movies and more.

SeniorTalk with Greg Coopman - December 18, 2022

Guest host Dan Wilson talks with Nancy Giovanni with At Home Health.

 

Around the House with Ken Moon - December 17, 2022

Here's the Saturday, December 17th edition of Ken Moon's "Around The House", airing LIVE on Saturdays from 1pm to 3pm on KRDO News Radio 105.5 FM, 1240 AM, and 92.5 FM.

Financially Tuned with Tara Nolan - December 17, 2022

Chris McKinney and Co-Host Tony Shore team up again to discuss the question, How do I create the kind of wealth I need to have a retirement that's full of comfort and adventure and not sacrifice and stress? In this show Chris and Tony will show you, how to set goals and how to do that so not to make costly mistakes.

Money Matters - Winter Lawn Care - December 17, 2022

Guest host Andrew Rogers talks with Ben Fisk with Fisk Lawnscapes about taking care of your yard during the winter.

Jay Garvens Show-Ho Ho Ho Housing Market Update-December 17, 2022

With the close of 2022 Jay Garvens and Bill McAfee of Empire Title brings you the year end Economic Update. They will review the years market numbers and the real estate numbers for 2022 for the Pikes Peak region, closing out the year with their forecast for the new year.

SeniorTalk with Greg Coopman - December 11, 2022

Greg Coopman talks with Kent Mathews with the Pikes Peak Area Council of Governments Area Agency on Aging.

Around the House with Ken Moon - December 10, 2022

Here's the Saturday, December 10th edition of Ken Moon's "Around The House", airing LIVE on Saturdays from 1pm to 3pm on KRDO News Radio 105.5 FM, 1240 AM, and 92.5 FM.

Jay Garvens Show-DYO ”Do Your Own” Projects- December 10, 2022

This week Jay Garvens talks about saving money, and ROI in the process! Why must you always call someone to fix, repair or complete a repair or upgrade project? Jay will teach you how to fix it yourself and how much money you will save and the appreciation on the upgrade to your home.  

Financially Tuned with Tara Nolan-December 10, 2022

Chris McKinney and Tony Shore looks at a Kiplinger study that explains that there are 13 types of retirement incomes that can be taxed. If you have questions or would like an appointment call: 719-210-4242 or go online at www.nolanfinancialpartners.com 

Money Matters - December 10, 2022

Rick Stevens talks with Teresa Cain with Dignity Memorial about pre planning your memorial.

SeniorTalk with Greg Coopman - December 4, 2022

Greg Coopman talks with Megan DePaul and Eric Esch with Envida.

Around the House with Ken Moon - December 3, 2022

Here's the Saturday, December 3rd edition of Ken Moon's "Around The House", now airing LIVE on Saturdays from 1pm to 3pm on KRDO News Radio 105.5 FM, 1240 AM, and 92.5 FM.  In this episode, Ken talks with John Cretti during hour two, supplying gardening tips during this holiday season.

Financially Tuned-with Tara Nolan- Examining the Inflation Reduction Act- December 3, 2022

This week Chris and Tony is examining the Inflation Reduction Act and what it means. Chris says it is the tip of the legislative ice berg. If you have questions contact Chris at 719-210-4242 or on line at: www.nolanfinancialpartners.com  

Money Matters - December 3, 2022

Rick Stevens talks with Dave Manst with Operation Mobilization about legacy, giving and more.

Jay Garvens Show-Teaching Finances- December 3, 2022

Jay Garvens pulling together material between his experiences, Dave Ramsey's baby steps and a specialized book on finances that he read is going to give his opinion on how to teach finances! He will show the validity in the material he is using and hopefully help his listeners towards debt free living. Kelsie Salmon will join Jay in the second segment to talk physical health in finances.

SeniorTalk with Greg Coopman - November 27, 2022

Greg Coopman talks with Chris Sommer with Sunny Vista Living Center.

Financially Tuned with Tara Nolan-401k’s and how they are such a huge part of your financial strategy-November 26, 2022

Chris McKinney and Tony Shore explain the importance of the 401k and how most people don't know how their 401k works. This is an important subject because a lot of people will only have a 401k and Social Security as their primary sources of retirement. For more information or an appointment call 719-210-4242 or on line at www.nolanfinancialpartners.com 

Jay Garvens Show-Thanksgiving and Hope from Honduras-November 26, 2022

This week Jay Garvens tells his listeners about a missionary trip he had recently taken called "Thanksgiving and Hope from Honduras". Joining Jay in studio to tell of the non profits he works with is Justin Hermes of Real Estate Realities fame.

Money Matters - Christmas Shopping - November 26, 2022

Rick Stevens talks about how to survive financially during the Christmas shopping season.

SeniorTalk with Greg Coopman - November 20, 2022

Greg Coopman talks with Deb Walker, Director of Strategic Partnerships with The Independence Center.

Around the House with Ken Moon - November 19, 2022

Here's the Saturday, November 19th edition of Ken Moon's "Around The House", airing LIVE on Saturdays from 1pm to 3pm on KRDO News Radio 105.5 FM, 1240 AM, and 92.5 FM.

Financially Tuned with Tara Nolan-Financial steps you need to do before January 1st- November 19, 2022

This week Chris McKinney and Tony Shore talks about the "Financial steps you need to do before January 1st". They start with a review of 2022. You need to look at your spending in 2022 to make sure that you spent your money as you needed to. Do you know you need to Check your taxes? There will be 2 important web sites you need to make sure your money was managed correctly. For your questions or to make an appointment call 719-210-4242 or on line at www.nolanfinancialpartners.com  

Jay Garvens Show-Post Election Economic Forecast-November 19, 2022

This week Jay Garvens will look at the "Post Election Economic Update" now that we are past the mid term elections. He will discuss where we are today and what to expect over the next 2 years.

Money Matters - November 19, 2022

Rick Stevens talks about the stock market, cryptocurrency and more.

SeniorTalk with Greg Coopman - November 13, 2022

Greg Coopman talks with James Daugherty, William Tran, Kimberley Humphrey, and Elizabeth Collazo from Winslow Court Senior Living

 

Around the House with Ken Moon - November 12, 2022

Here's the Saturday, November 12th edition of Ken Moon's "Around The House", which aired from 1pm to 2:30pm, before Colorado College Hockey, on KRDO News Radio 105.5 FM, 1240 AM, and 92.5 FM.

Financially Tuned-with Tara Nolan- Examining the Inflation Reduction Act- November 12,2022

This week Chris and Tony is examining the Inflation Reduction Act and what it means. Chris says it is the tip of the legislative ice berg. If you have questions contact Chris at 719-210-4242 or on line at: www.nolanfinancialpartners.com  

Money Matters - Estate Planning - November 12, 2022

Rick Stevens talks with Evan Withrow, an attorney with Stinar, Zendejas, Burrell and Wilhelmi, about estate planning.

Jay Garvens Show-The State of Israel-November 12, 2022

Jay Garvens went to Israel with his family for a wedding and toured the region looking at living conditions, rental requirements, home ownership requirements and the general costs to just being there for the wedding. He will share the differences with his listeners and what was similar to us here in the USA. 

SeniorTalk with Greg Coopman - November 6, 2022

Greg Coopman talks with Kevin Guttman about reverse mortgages.

Around the House with Ken Moon - November 5, 2022

Here's the Saturday, November 5th edition of Ken Moon's "Around The House", airing LIVE on Saturdays from 1pm to 3pm on KRDO News Radio 105.5 FM, 1240 AM, and 92.5 FM.

Financially Tuned with Tara Nolan - November 5, 2022

When you think about retirement, a lot comes into play. What do you need to be happy? Chris McKinney is going to look at absolutely essential elements to be happy in retirement. Chris says happiness is not accidental! If you have questions or want an appointment call 719-210-4242 of on line at  www.nolanfinancialpartners.com 

 

Jay Garvens Show-3 Reasons To Buy A Home Now-November 5, 2022

With costs going up, and home prices being effected by inflation Jay says there are still deals to be had. Right now there are 3 reasons to believe that there is still time to buy a home. Jay will show you why, where and how. 

Money Matters - November 5, 2022

Rick Stevens talks about the market, elections and more.

SeniorTalk with Greg Coopman - October 30, 2022

Greg Coopman talks with Megan DePaul and Eric Esch with Envida.